FAQ - Frequently Asked Questions 

Did you know that Liability Insurance protects you in the event you or your family members are considered legally responsible for an accident?

Did you know that Comprehensive Coverage pays for damages to your car when caused by events other than a collision including fire, theft, hail, impact with an animal, flood, earthquake, explosion and vandalism.  Comprehensive Coverage is the most affordable of the automobile coverages, and should be maintained on all vehicles whether new or old.

Did you know Collision Coverage will pay for damage to your car when caused by accidental impact with another vehicle or object, or if your vehicle overturns.   You may wish to forgo this coverage if your vehicle is older. To check the value of your vehicle visit kelleybluebook.com.  It will help you determine if Collision Coverage is a good buy for you.

Did you know that Repair or Replacement Collision Coverage is available on new cars purchased during their first model year.  It must be placed on newly titled vehicles and the purchaser must be the original purchaser.  This coverage eliminates depreciation.  Other requirements  apply.  Discuss this with us.

Did you know that windshield replacement is one of the most frequent automobile claims.  Did you know that you can ask that your windshield be replaced with glass produced by the  Original Equipment Manufacturer (O.E.M.).   In most instances, O.E.M. fits better and helps cut down on incorrectly installed windshields which are more prone to stress fractures. 

Did you know that Identity Fraud Expense Protection is available as part of your Homeowner Policy.  This coverage provides for reimbursement of those expenses you may incur to restore your financial health and credit history after an identity fraud.

	Joseph White Insurance Agency 5180 Parkstone Dr., Suite 250 Chantilly, VA 20151	Tel:  703-968-0800 Fax: 703-968-0988 Toll Free: 1-888-280-4639